Benefits have become a make-or-break factor in hiring. The problem is most businesses are overpaying for coverage that doesn’t fit their workforce — or under-buying and feeling it at renewal time.
Zupnick & Associates works with business owners, HR directors, and CFOs to build benefits packages that are competitive, compliant, and affordable. We’ve been doing this for over 15 years. We know every carrier, every plan design, and every leverage point.
1k+
Happy
Customers
What What We Handle
GROUP HEALTH INSURANCE
Medical coverage across major regional and national carriers. We don’t just quote — we negotiate, structure, and advocate on your behalf at every renewal.
DENTAL & VISION
Supplemental plans employees actually use. Straightforward pricing, solid networks, no surprises at claims time.
LIFE & DISABILITY
Group life and short/long-term disability coverage that adds real value to your compensation package — without adding complexity to your HR workload.
PHARMACY BENEFITS MANAGEMENT
Rx costs are one of the fastest-growing line items in any benefits plan. We help you manage formularies and stop overpaying without cutting the coverage your employees depend on.
BENEFITS COMPLIANCE
ACA, ERISA, COBRA, Section 125 — the rules change constantly. We keep you current so you’re not exposed.
HR TECHNOLOGY & ENROLLMENT
Digital enrollment platforms and benefits administration tools that reduce paperwork and free up your HR team’s time.
Why Businesses Choose Zupnick
- 15+ years of carrier relationships that actually move the needle at negotiation time
- Honest risk packaging — we present your group accurately, not optimistically
- Annual strategy, not just an annual policy swap — we plan for the next renewal before the current one closes
- Local team, national reach — we know New York and New Jersey inside out
