Vacant Land Insurance - Zupnick Associates

Vacant land insurance can be your savior by saving you a lot of money and even time.

Most home owners and property owners are of the impression that their land that they have idle with no structure at all is just fine without insurance which is very wrong. There are a lot of risks associated to vacant land.

This article aims to provide you with a host of important information so that you don’t land on the wrong side unknowingly.

The Essence of Vacant Land Insurance

Property owners wrongly assume that vacant land within their premises do not hold any importance to the extent of being insured. Well lucky for you today for this article shall save you a fortune.

First of all, scrap the idea that your vacant land is risk free.

In this era that we live in, people can sue you for the lousiest reasons. You vacant land could end up incurring you costs through lawsuits that you didn’t see coming. Take an example of when an individual ends up hurting himself within your vacant property due to a hole in the field. Such individuals could sure you in court and you might end up paying them.

Other examples of risks that are attracted by vacant land include illegal hunting activities that might be occurring in your land making you liable for payment.

Importance of Vacant Land Insurance

For this reason it’s important that an insurance cover exists to cover such risks.

Conventionally, homeowners insurance do not provide covers extensive for your vacant land. The vacant land insurance exists to cover solely your vacant land and shield you from incurring such costs due to lawsuits. Measures such as putting up warnings such as private property, don’t trespass etc. don’t yield much in building your case if the individuals hurt within your property still choose to sue you.

As a matter of fact, they might act against you when the person suing claims that the boards interfered with hit them on the road.


Vacant land insurance covers play a huge role in saving property owners a fortune in law suits.

They provide you with relaxation knowing that you do not suffer losses. Nonetheless, property owners should compare the cost of implementing the vacant land insurance and the possibly cost of risks in form of lawsuits. With high risks it is better to buy into the vacant land insurance.

Contact us today for more information about Vacant Land Insurance.

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