Business and Commercial Insurance

Saving money on premiums is a tricky business: you still want all
the protection you need.

For small and large businesses, Zupnick & Associates has customized insurance packages that will fit any budget.


General Liability

If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. Make sure you have sufficient liability coverage for your business.

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

Broad Range of General Liability Protection

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property.
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from
    something your company made or service your company provided
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts.
  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft);
    Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising
    Injury; and specialized liability protection for specific business types.

Business / Commercial Quote Form

Fill out the following form as completely as possible. Once you have completed the form, click the
Submit button to send your information. Your request will be handled promptly.

Other Quotes Forms

Looking for coverage? Click any of the following links to submit a quote for quick,
accurate and affordable rates.

Business Owners (BOP)
Quote Form

Employee Benefits
Insurance Request

Professional Liability
Insurance Request

Workers Compensation
Insurance Request

Life Insurance
Quote Form